Medicaid is a National Health Insurance program run by the government to cater to people with low income. About 1 in every 5 Americans is covered under this program. The principal behind Medicaid covers providing affordable access to healthcare and reducing the number of out-of-pocket payments for medical costs.
Despite having a similar prefix, Medicare and Medicaid are wholly different. Medicare applies to citizens over the age of 65 or those who qualify for specific disability standards. In contrast, Medicaid is open to people of all ages who meet the income criteria and asset guidelines.
More information regarding long term Medicaid services is outlined as below:
What are Long-Term Medicaid Services?
Through the Medicaid program, you can receive a wide range of unpaid and paid medical assistance for a given period. This could be years, months, or even weeks. Long-term Medicaid services come into play when you are unable to accomplish self-care tasks on your own.
Some of the services to expect under the long-term support program are adult daycare programs, personal care services, home health aide services, and nursing facility care.
Where Can You Find Long-Term Medicaid Services?
You can access long-term Medicaid services from an institution, your home, or a community-based setting. With the ongoing pandemics, it is advisable to access the program from your home to avoid the onset of an infection.
What are the Eligibility Requirements?
Medicare guidelines vary across different states. However, the most fundamental requirement is being a U.S citizen and complying with the residency rules. In addition, you must be above the age of 65 years or be visually impaired or have a permanent disability.
The principle of Medicaid is to provide personal care assistance to those who cannot accord it to themselves.
What Does Medicare Cover in Long-term Care?
Medicaid is the most significant payer of most long-term care. Aside from covering ongoing or emerging medical conditions, the program also provides for long-term care services at nursing homes for people above the age of 21 years, long term care services at your home or in a community setting.
When it comes to long-term nursing care, Medicaid covers the rehabilitation of any injury or disease, long-term health-related needs, and skilled nursing.
Applicable rules that govern the Medicaid program vary from state to state. It is essential that you consult your home state for further insight into the program. There is a link on the Medicare website for ease of access. For more information, contact a local long-term Medicaid service near you to learn more.